Solved! How Much Does A Chiropractor Cost?

Chiropractor stethoscope and money indicating the cost of a chiropractor.

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Are you struggling to figure out the costs of chiropractic care? You’re not alone! On average, a visit to a chiropractor costs around $65. This article t will guide you through detailed information about chiropractic treatment costs, insurance coverage tips, and ways to make your visits more affordable.

Ready to simplify this pricey puzzle? Let’s dive in!

Key Takeaways

  • The average cost of a chiropractor visit without insurance is between $60 and $200 per session, depending on factors such as location and services provided.
  • Customized treatment plans can help control the cost of chiropractic care without insurance, typically averaging around $95 per appointment.
  • Insurance coverage for chiropractic care varies depending on the type of insurance policy and whether the chiropractor is in-network or out-of-network.
  • Making chiropractic visits more affordable includes seeking out community clinics or sliding scale fees, exploring virtual care options, and taking advantage of package deals or payment plans.

The Cost of Chiropractic Care Without Insurance

Without insurance, patients can expect to pay out-of-pocket for chiropractic care. The average cost of a chiropractor visit varies depending on the location and services provided, with customized treatment plans adding to overall expenses.

Out-of-pocket costs

Paying out-of-pocket for chiropractic care is a reality many new patients face, especially those without insurance. The costs of these visits vary quite a bit depending on the particular services required and the specific pricing structure employed by the chiropractor.

An average session can range from $100 to $250 if you’re footing the bill yourself. This total can climb even higher for more comprehensive treatment plans or additional services that might be recommended during your visit.

Knowing this information beforehand allows potential patients to make well-informed decisions about their health, considering their physical well-being and financial situations.

Dr. Evan Norum:

“At Advantage Chiropractic, we’ve always believed in transparent pricing. Patients need to understand the costs upfront so as to make informed decisions about their health without any financial surprises.”

Chiropractor adjusting patient in his office after costs have been paid.

The average cost of a chiropractor visit

Service/Treatment TypeOut-of-Pocket Cost Range
Average Visit$60 – $200
Customized Treatment$30 – $200
Intensive Session$100 – $250
Standard Office Consultation$60 – $200
Adjustments$50 – $75

Visiting a chiropractor for your health needs may raise questions about the associated expenses. The average cost of a chiropractic visit without insurance hovers from $60 to $200 per session, depending on various factors.

The type and complexity of treatment necessary, geographical location, and qualifications of the chosen professional can all influence this price point significantly.

It’s crucial to understand that one size does not fit all in chiropractic care; therefore, customized treatment plans are often created to suit an individual’s specific requirements.

Consequently, fees for these visits vary widely based on each unique plan. For instance, a straightforward session could cost around $65, while an intricate procedure involving extensive adjustments might push the expense beyond $200.

Dr. Zach Bruely:

“Chiropractic care is not just about adjustments but holistic well-being. While costs can vary, the value of a healthier spine and nervous system is immeasurable.”

Customized treatment plans

Customized treatment plans can be a lifesaver for patients needing chiropractic care. These personalized regimens can help control the average cost of a chiropractor visit without insurance, which typically hovers around $95 per appointment.

Many clinics now provide flexible pricing options based on the type and frequency of treatments each patient requires.

Understanding your needs is crucial in tailoring the best possible plan to suit your health and budget. For example, more intensive sessions may fall higher than uninsured chiropractic care costs, between $30 to $200 per visit.

However, single treatments are generally less expensive, with an average cost of $65 without insurance coverage.

Given this price range for chiropractic care without insurance, discussing customized solutions with your chosen clinic could significantly improve affordability while ensuring you receive optimal care for your body’s specific requirements.

Remember that these prices can still vary depending on factors such as the location and expertise level of the practitioner.

Insurance Coverage for Chiropractic Care

Insurance coverage for chiropractic care can vary depending on the type of insurance policy and whether or not the chiropractor is in-network or out-of-network.

Dr. Taylor Moore:

“Insurance coverage for chiropractic care has come a long way. More and more policies recognize the benefits of chiropractic treatments, making it accessible to a broader range of patients.”

Medicare covers chiropractic care ad.

Medicare coverage

Medicare coverage for chiropractic care is available under certain circumstances. Medicare Part B covers manual manipulation of the spine for back pain, which is one of the primary treatments provided by chiropractors.

However, it’s important to note that Medicare only covers chiropractic services when they are deemed medically necessary. In order to qualify for coverage, your condition must meet specific criteria.

Additionally, Medicare coverage for chiropractic care is subject to billing and coding guidelines, so you must ensure that your provider follows these requirements to receive the benefits you’re entitled to.

Insurance policies and coverage variations

Not all insurance policies treat chiropractic care the same way. The coverage can vary widely depending on the provider, policy, and specific terms of your health insurance. Here’s a general overview of how different insurers may handle chiropractic services:

Insurance Type


Limitations or Requirements

Private Health Insurance

About 87% of private health insurance policies cover chiropractic care. It is worth noting that specific chiropractic treatments may be covered under your insurance policy.

There might be a limit on the number of visits you can have per year. Some policies may only cover chiropractic care if it’s deemed medically necessary.


Medicare typically covers chiropractic care. The coverage is specifically for manual manipulation of the spine if medically necessary to correct a subluxation.

Medicare does not cover other services or tests ordered by a chiropractor, including X-rays, massage therapy, and acupuncture. Also, you may be required to pay 20% of the Medicare-approved amount for visits to the chiropractor.


If you choose to visit a chiropractor who is not in your plan’s network, your insurance may still cover a portion of the cost.

It’s typically more costly to visit an out-of-network provider. Check your policy details to understand the portion of the cost you’d shoulder.

Other Insurance Plans

Other insurance policies, like workers’ compensation or personal injury protection (PIP) auto insurance, might also cover chiropractic treatment.

The coverage varies significantly by plan and by state. It’s best to check with your insurance provider to understand the policy’s chiropractic benefits.

Note that it’s always a good idea to verify your insurance coverage before starting treatment. Remember to ask about any co-pays, deductibles, and qualifying criteria. This will help you avoid any unexpected expenses.

Going to an out-of-network chiropractor

When you choose to go to an out-of-network chiropractor, you must understand that the costs may be higher or not covered by insurance. This is because some insurance companies consider chiropractors as “out of network” providers, meaning they are not part of the preferred provider network.

As a result, your insurance coverage for chiropractic care may have limitations or restrictions. Review your insurance policy carefully and check with your insurance provider to determine what expenses will be covered and what out-of-pocket costs you can expect when visiting an out-of-network chiropractor.

Remember that the cost for each session can range from $30 to $200, so understanding your insurance coverage and exploring alternatives if needed can help make chiropractic care more affordable for you.

hand full of cash being handed to a chiropractor.

Affording Chiropractic Care

Various ways to make chiropractic visits more affordable include exploring virtual care options and considering alternatives to traditional chiropractic treatment. Continue reading to learn more about these options and how you can afford chiropractic care.

Ways to make visits more affordable

Making chiropractic visits more affordable is important for many new patients. Here are some strategies to consider:

  1. Seek out community clinics or sliding scale fees: Some chiropractic clinics offer reduced rates based on income or have community programs that provide discounts.
  2. Look into chiropractic membership plans: Some chiropractors offer membership plans, which allow you to pay a monthly or annual fee for discounted rates on visits and other services.
  3. Take advantage of package deals: Many chiropractors offer discounted rates when you purchase multiple sessions upfront. This can help save money in the long run.
  4. Inquire about payment plans: Some chiropractic clinics may offer flexible payment options, allowing you to spread out the cost of your visits over time.
  5. Consider virtual care options: Virtual appointments may be more affordable than in-person visits and provide convenient access to chiropractic care from the comfort of your home.
  6. Explore alternative therapies: Depending on your condition, alternative therapies may provide similar benefits at a lower cost. Research different options and consult with your healthcare provider for guidance.
  7. Check if your insurance covers chiropractic care: If you have health insurance, review your policy to see if it includes coverage for chiropractic services. Understanding what is covered can help you plan and budget accordingly.

Dr. Taylor Moore:

“Community clinics and sliding scale fees have made chiropractic care accessible to those who might otherwise be unable to afford it. It’s a testament to the chiropractic community’s commitment to public health.”

Chiropractor visiting patient over video chat.

Virtual care options

Virtual care options are becoming more common for chiropractic care, making it easier than ever to receive treatment from the comfort of your own home. Telehealth chiropractic services offer remote consultations and digital therapies that save you time and money.

With online chiropractic sessions, you can connect with a licensed chiropractor through video calls or phone consultations. This allows you to discuss your concerns, receive advice on posture correction, and even learn exercises to alleviate pain.

Virtual care options make chiropractic care more accessible and affordable, especially for patients who may have difficulty traveling or live in remote areas with limited access to a physical clinic.

Some virtual chiropractic practices have a monthly overhead cost of $200 to $250, significantly lower than traditional in-person visits. Additionally, there are no transportation costs involved when opting for virtual appointments.

Dr. Zach Bruely:

“Virtual chiropractic sessions are the future. They offer flexibility and accessibility and often come at a reduced cost, making quality care available everywhere. The only downside is that chiropractors eventually have to see patients in person because it is a hands-on profession. “

Exploring alternatives

There are alternative options available to afford chiropractic care. Consider the following:

  1. Care Credit: This specialized credit card can be used for healthcare expenses, including chiropractic care. It offers flexible payment plans and low or zero interest rates.
  2. Discount Medical Plans: These plans offer discounted rates for various healthcare services, including chiropractic care. They typically require a monthly or annual membership fee but can provide significant savings.
  3. Denefits: Denefits is a financing platform that allows patients to spread out the cost of their chiropractic treatments over time. It offers low-interest payment plans with no credit checks.
  4. Holistic Treatments: In addition to traditional chiropractic care, alternative therapies may relieve pain and promote overall wellness. These include acupuncture, massage therapy, and yoga.
  5. Community Clinics: Some communities have clinics that offer low-cost or sliding-scale fees for chiropractic care. These clinics often prioritize providing affordable healthcare to those in need.
  6. Employee Benefits: Check if your employer offers health benefits covering chiropractic care. Many companies include this type of coverage in their employee wellness programs.
  7. Flexible Spending Accounts (FSAs) or Health Savings Accounts (HSAs): If you can access these accounts, you can use pre-tax dollars to pay for chiropractic treatments and related expenses.

Dr. Evan Norum:

“Alternative therapies, combined with traditional chiropractic care, can offer patients a comprehensive approach to health. It’s not just about cost savings; it’s about finding the best holistic solution for each individual.”


In conclusion, the cost of chiropractic care without insurance can vary depending on location and specific services provided. A standard office consultation visit may range from $60 to $200, while adjustments typically cost between $50 and $75.

Exploring options for making chiropractic visits more affordable, such as virtual care or alternative treatments, is essential.


1. How much does a chiropractor session typically cost?

The cost of a chiropractor session can vary depending on factors such as location, experience of the chiropractor, and the type of treatment required.

2. Does insurance cover chiropractic treatments?

Many insurance plans cover chiropractic treatments, but it’s best to check with your specific insurance provider to determine what is covered and any limitations or requirements.

3. Are there any additional costs involved in seeing a chiropractor?

In addition to the cost of the session, there may be additional costs associated with X-rays, other diagnostic tests, and any recommended supplements or supports.

4. Can I get a discount if I pay upfront for multiple sessions?

Some chiropractors offer discounts for patients who pay upfront for multiple sessions. It’s best to inquire about this option when scheduling your appointments.

5. What should I consider when comparing prices between different chiropractors?

When comparing prices between chiropractors, it’s essential to consider factors like their qualifications and experience, patient reviews and testimonials, and overall quality of care provided rather than solely focusing on price alone.

doctor evan norum

About the Author

Dr. Evan Norum, co-owner of Advantage Chiropractic in New Berlin, WI, holds a Doctorate of Chiropractic from Northwestern Health Sciences University. Inspired by personal experiences with chiropractic care, he specializes in family-based treatments and is board-certified in chiropractic care, neuropathy, and the Torque Release Technique®. With internships at leading chiropractic centers and co-founding Advantage Chiropractic in 2017, Dr. Evan Norum is dedicated to promoting health from within.